Terms of Service

Last Updated: 11 Feb, 2025

Welcome to PadhAI AI!

Thank you for visiting our platform and choosing our services. SigIQ.ai ("we," "our," or "the Company") operates this website and provides the services offered herein ("the Site" or "the Service"). By accessing or using the Site, you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, you may not use the Site or Service.

1. Eligibility

You must be at least 13 years old to use the Site. If you are under 13, your parent or guardian must provide express consent for you to use the Service. By using the Site, you confirm that you meet this requirement.

2. Account Registration and Security

If you register an account, you are responsible for maintaining the confidentiality of your login credentials and all activities under your account. You agree to:

● Provide accurate and up-to-date information.

● Notify us immediately of any unauthorized use of your account.

3. Subscription and Payment Terms

3.1 Subscription Plans

Access to our Service is provided on a subscription basis. By subscribing, you agree to pay the subscription fee specified at the time of purchase ("Subscription Fee") for the duration of your selected plan ("Subscription Period").

3.2 Payment Information

You must provide accurate and complete payment information when subscribing to the Service. By providing your payment details, you authorize us to charge the Subscription Fee to your payment method.

3.3 Automatic Renewal

Unless you cancel your subscription before the end of the Subscription Period, your subscription will automatically renew for the same duration at the then-current rate. The Subscription Fee will be charged to your payment method on the renewal date.

3.4 Cancellations and Refunds

You may cancel your subscription at any time by visiting your account settings or contacting our support team. Cancellations will take effect at the end of the current Subscription Period. We do not offer refunds for partially used subscription periods unless otherwise specified in our cancellation policy or required by law.

3.5 Changes to Pricing or Plans

We reserve the right to modify our pricing or subscription plans at any time. If we make changes, we will notify you in advance. Continued use of the Service after the changes take effect constitutes acceptance of the new pricing.

4. License to Use the Service

We grant you a limited, non-exclusive, non-transferable license to use the Site for personal, non-commercial purposes. This license does not permit:

● Modifying or copying materials;

● Using materials for commercial purposes;

● Attempting to reverse-engineer or decompile software on the Site;

● Removing proprietary notices from materials;

● Sharing your access credentials with others.

Violation of these terms will result in termination of your access to the Service.

5. Intellectual Property Rights

The Site and its content, including but not limited to text, graphics, logos, and software, are owned by SigIQ.ai or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute the content without express written permission.

6. Prohibited Conduct

By using the Site, you agree not to:

● Use the Service for unlawful purposes;

● Interfere with the operation of the Site;

● Upload harmful or inappropriate content;

● Misrepresent your identity or affiliations;

● Use automated tools to scrape or access the Site.

7. Disclaimer of Warranties

The Site is provided "as is," without warranties of any kind, whether express or implied. We do not guarantee the accuracy, reliability, or suitability of the content or Service.

8. Limitation of Liability

To the fullest extent permitted by law, SigIQ.ai shall not be liable for any damages, including but not limited to indirect, incidental, or consequential damages, arising from your use of the Site.

9. User Content

You retain ownership of the content you submit but grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute it for the purposes of providing the Service. You are responsible for ensuring your content does not violate the rights of others or applicable laws.

10. Revisions and Updates

We reserve the right to modify these Terms of Use at any time. Updates will be posted on this page, and continued use of the Site constitutes acceptance of the revised terms.

11. Governing Law

These Terms of Use are governed by the laws of Delaware, USA, without regard to its conflict of laws principles.

12. Arbitration and Dispute Resolution

Any disputes arising under these Terms will be resolved through binding arbitration in accordance with U.S. arbitration laws. Users located in India acknowledge that disputes will be handled under U.S. jurisdiction, and waivers for class action lawsuits apply.

13. Compliance for Indian Users

Although SigIQ.ai is based in the United States, we recognize that many of our users are in India. While we primarily operate under U.S. laws, we acknowledge applicable Indian laws such as the IT Act, 2000 and the Digital Personal Data Protection Act, 2023 (DPDP).

13.1 Data Processing Location

Your data is stored and processed in the United States. By using our Services, you consent to this cross-border data transfer.

13.2 Indian User Rights

Indian users may request:

● Access & Correction: View or update personal data we hold.

● Voluntary Deletion: Request deletion of their data.

● Marketing Opt-Out: Manage marketing preferences.

For these requests, email us at support@sigiq.ai.

14. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, available at PadhAI AI Privacy Policy.

15. Contact Us

For questions or concerns about these Terms of Use, please contact us at:

SigIQ.ai

Suite 106, 1600 Shattuck Ave,
Berkeley, California, 94709, USA
Email: support@sigiq.ai

These Terms of Use are legally binding under U.S. laws, with dispute resolution through arbitration in Delaware, USA.

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